MOBILE AND ONLINE SERVICES AVAILABLE
through ENBONLINE.COM

Exchange National Bank is pleased to offer the convenience of Mobile Messaging, Mobile Banking, and now ENBillPay!
These exciting new services are available to all Exchange Internet banking customers and are free of charge.*

How to Set Up ENBillPay Service

1. Log in to your online banking account at www.ENBonline.com.

2. Select the bank account you would like to use to pay bills.

3. Click the ENBILLPAY tab (located at the top center of the page).

4. Verify email address and SUBMIT. An email will be sent for security verification to this address.

5. Read the Terms and Conditions and select AGREE.

6. Go through the DEMO and choose START.

7. From the BILLPAY CENTER choose ADD A BILL.

8. Choose one of three options for the biller.

9. Enter the biller name to search by.

10. Enter the remaining biller information requested including address, account number, phone number, etc., and SAVE.

11. Continue setting up additional biller information.

12. To pay bills, go to the BILLPAY CENTER Center and fill in the payment amount and date next to the bill you choose to pay.

13. Click MAKE PAYMENT.

14. Verify the accuracy of the transaction. Click SUBMIT PAYMENT.

15. Click PRINT if you want a printed copy of the payment confirmation or click FINISHED.

How to Set Up Mobile Messaging Alerts

1. Log in to your online banking account at www.ENBonline.com

2. Under the MESSAGES section, choose NEW for the type of account you wish to receive messages.

3. Choose the type of alert you wish to receive in the drop down box. You may only choose one at a time.

4. Click NEXT

5. Select the drop down box and choose the account number you wish to use.

6. The CHECK EVERY section, if available, details the frequency of your messages. You may choose from 15 minutes up to 24 hours.

7. SEND TO E-mail
   If you wish to receive E-mail address you must input the E-mail address desired or if you prefer to receive notifications by mobile phone, input your cell phone number ex. 5551112222@(enter your providers domain which you may have to obtain from your provider)

8. Click SUBMIT.

9. Repeat this process for each type of alert you wish to receive for each account you want to set up.
   
   *This is a free service offered to you by the bank, however you may incur charges from your cell phone provider*
    

How to Set Up Your Mobile Banking Service

1. Log in to your online banking account at www.ENBonline.com

2. Click on OPTIONS (located at the top center of the page)

3. Go to MOBILE BANKING Section

4. Click EDIT

5. Enter Mobile Phone Number xxx-xxx-xxxx

6. Carrier - Select domain for your phone from drop down box (may have to contact service provider)

7. Mobile Banking PIN (any four digits)

8. Confirm Mobile Banking PIN

9. Click SUBMIT

10. You will then receive a text message on your phone

11. Access the URL in text message

12. You will then enter access ID for online banking

13. Then enter four digit PIN you selected during the enrollment process

14. Click SUBMIT

15. You will receive a new text message after signing on each time which you will need to save for the next log in.
    
    *This is a free service offered to you by the bank, however you may incur charges from your cell phone provider*
    
     

back to home page

All About Home Equity Loan Options

A home equity loan is a convenient way to borrow money. Exchange makes it easy and affordable for you to access the equity in your home for a variety of purposes. We have two different options in borrowing against your equity, the HomeLine and the Home Equity Loan. Our experienced lenders will review your objectives to determine the best option for you. In many cases, the interest you pay may be tax deductible. (Consult your local tax professional.)

The HomeLine is a revolving line of credit with an adjustable interest rate (indexed to the prime rate) that allows you to leverage the equity in your home into cash for purchase, refinancing or debt consolidation. Our experienced staff will help you discover how much equity you have and how much you can borrow. You have access to your HomeLine by writing a check or using a Visa card.

Some of the benefits of the HomeLine are:

• Easily accessible by check or Visa card

• Pay only for what you use

• 100% Loan to Value Available

• Competitive rates and fees

• Pre-approved credit limit

• No prepayment penalties

• May be tax deductible (consult your tax advisor)

The Home Equity Loan is a fixed rate loan that allows you to leverage the equity in your home for a specific purpose. The loan is amortized over several years, which allows you to have a scheduled maturity and a set monthly payment.

Some of the benefits of a Home Equity Loan are:

• 100% Loan to Value Available

• Constant payment amount

• Scheduled maturity

• Competitive rates and fees

• No prepayment penalties

• May be tax deductible (consult your tax advisor)

Call us today at 794-5511 or come by and talk to one of our loan officers!

back to home page

FREE...
monthly service fee!
unlimited check writing!
check safekeeping!
Visa CheckCard!
ENB ATM transactions!
online banking!
24-hour HelpLine (912-BANK)!

See a New Accounts Representative to open your FREE CHECKING account!

Do your friends a favor...
Tell them about ENB's new Free Checking & Overdraft Privilege!

back to home page

SLAY THOSE SERVICE CHARGES WITH FREE BUSINESS CHECKING!

Free checking isn't just for personal accounts anymore! Exchange Bank now offers a Free Business Checking Account which includes 100 free items each month and images with your statement. Call 794-5511 or come by for details today!

FREE BUSINESS CHECKING FROM EXCHANGE.
SAVES DOLLARS.  MAKES SENSE.

back to home page