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A home equity loan is a convenient
way to borrow money. Exchange makes it easy and affordable for you to
access the equity in your home for a variety of purposes. We have two
different options in borrowing against your equity, the
HomeLine and the
Home Equity Loan. Our experienced lenders will review your
objectives to determine the best option for you. In many cases, the
interest you pay may be tax deductible. (Consult your local tax
professional.) The HomeLine is a revolving line of credit with an adjustable interest rate (indexed to the prime rate) that allows you to leverage the equity in your home into cash for purchase, refinancing or debt consolidation. Our experienced staff will help you discover how much equity you have and how much you can borrow. You have access to your HomeLine by writing a check or using a Visa card. Some of the benefits of the HomeLine are:
The Home Equity Loan is a fixed rate loan that allows you to leverage the equity in your home for a specific purpose. The loan is amortized over several years, which allows you to have a scheduled maturity and a set monthly payment. Some of the benefits of a Home Equity Loan are:
Call us today at 794-5511 or come by and talk to one of our loan officers!
See a New Accounts Representative to open your FREE CHECKING account! Do your friends a
favor...
SLAY THOSE SERVICE CHARGES WITH FREE BUSINESS CHECKING! Free checking isn't just for personal accounts anymore! Exchange Bank now offers a Free Business Checking Account which includes 100 free items each month and images with your statement. Call 794-5511 or come by for details today! FREE BUSINESS CHECKING FROM EXCHANGE.
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